NSFDC Scheme | National Scheduled Castes Finance and Development Corporation

Nikhil Sangani

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NSFDC Scheme : National Scheduled Castes Finance and Development Corporation (NSFDC) set up in 1989, is a government entity formed under the auspices of the Indian Company Act 1956. The primary goal of NSFDC is to furnish funds to people falling under the Scheduled Cate strata of the society. This will enable their socio-economic development and stay productive in the mainstream economy.

Scheme takes the help of State Channelizing Agencies (SCAs) such as Public sector banks, NBFCs, Cooperative Banks, and Regional Rural Banks.

NSFDC Scheme

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NSFDC Scheme

NSFDC Scheme has an authorised share capital of Rs 1500 crores, and the Paid-up capital is Rs 1400 Crores as of September 2018

The management of NSFDC Scheme consists of a board of directors. The members of the board are drawn from Central Government, Financial institutions, State bodies and non-official members handpicked from the society.

NSFDC strives to be a catalyst in the systemic elimination of poverty by grassroots socio-economic development of the Scheduled Caste community. Then NSFDC places a high priority on efficiency, responsiveness, and collaboration with similar minded national agencies and other non-government organisations.

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Scheme creates prosperity among members of Scheduled Cates by increasing the supply of financial assistance. This Scheme is particularly focused on Skill Development. Skill Development is an important framework on which self-sufficiency can be achieved among vulnerable communities.

Vision and Mission 

  • The applicant should be a member of Scheduled Caste and a native of the State of Gujarat.
  • age of the applicant should not be less than 21 years and not more than 30 years.
  • The applicant should be unemployed as well as able to do business and should not be a defaulter of any financial institution.
  • Must have income less than Rs.5,00,000 / –
  • Under direct credit scheme, loans are provided under vehicle scheme, dairy farming scheme, micro credit finance scheme, Mahila Samrudhi scheme.
  • NSFDC After the approval of the scheme, applications are announced and selected.
  • From the selected beneficiary Rs. No contribution is taken for loans less than Rs. 1.00 lakhs. When Rs. 1.00 lakh to Rs. Beneficiary contribution is taken as per 3% or as per approved project in loans up to Rs. 3.00 lakhs.
  • The direct credit scheme includes Mahila Samrudhi Yojana, Micro Credit Finance, Passenger Rickshaw, Pick Up Van, Passenger Four Wheeler, Freight Four Wheeler and Tractor Scheme.

સિધા ધિરાણની યોજનાઓ

ક્રમ યોજનાનું નામ યુનિટ કોસ્ટ અરજદાર પાસેથી લેવાતો વ્યાજનો દર અરજદાર પાસેથી લેવાતો પેનલ્ટી વ્યાજનો દર
મહિલા સમૃધ્ધિ ૫૦,૦૦૦ ૧ % ૨.૫ %
માઈક્રો ક્રેડીટ ફાયનાન્સ ૫૦,૦૦૦ ૨ % ૨.૫ %
કમ્પુટર / લેપટોપની યોજના ૫૫,૦૦૦ ૩ % ૨.૫ %
નાના પાયાની યોજના ૧,૦૦,૦૦૦ ૩ % ૨.૫ %
ફોર વ્હીલર પેસેન્જર ૭,૨૮,૦૦૦ ૫ % ૨.૫ %
મારૂતી સુઝુકી ઇકો ૪,૧૭,૦૦૦ ૩ % ૨.૫ %
માલ વાહક ફોર વ્હીલર ૫,૮૨,૦૦૦ ૫ % ૨.૫ %
પેસેન્જર રીક્ષા ૧,૫૦,૦૦૦ ૩ % ૨.૫ %
પીક અપ વાન ૧,૮૦,૦૦૦ ૩ % ૨.૫ %
૧૦ ટ્ર્ર્ક્ટર વીથ ટ્રોલી તેમજ યાંત્રિક સાધનો ૮,૯૮,૦૦૦ ૫ % ૨.૫ %

સંપર્ક : ગુજરાત અનુસૂચિત જાતિ વિકાસ નિગમ બ્લોક નંબર – ૧૦ , રજો માળ, ડૉ. જીવરાજ મહેતા ભવન, ગાંધીનગર, ગુજરાત – ૩૮૨૦૧૦ ગુજરાત (ઇન્ડિયા).

ફોન :+૯૧ ૭૯ ૨૩૨૫૩૮૮૩, ૨૩૨૫૩૮૮૧, ૨૩૨૫૩૮૭૮, ૨૩૨૫૩૮૮૬


List of Certifications 

  • Hardware and Networking certification course
  • Automobile Servicing and Repairs
  • Microsoft Office and Web-based services
  • Certification in Electronic Assembly
  • Entrepreneurship development
  • Garment Construction certification
  • Motor Rewinding
  • CNC Lathe Machine Operator
  • Pattern Cutting in metallic objects through software certification
  • Beauty Parlour
  • CAD using Auto CAD
  • CNC Milling and Turning Programming and Operation
  • Diploma in Hardware and Networking

List of Courses

  • Fruit Processing
  • Laboratory Technician
  • Machine Mechanic Course Desktop
  • Mobile Phone Repairs
  • Nursing
  • Operator
  • Photography and Videography
  • Plastic Extrusion and Injection Machine Operator
  • Production Supervisor and Quality Control
  • Publishing and MS Office
  • Repairing of Refrigerator and Air Conditioner
  • Repairing, Maintenance of Diesel Engine and Power Tiller
  • Sewing Machine Operator Course
  • Soft Toys making
  • Welding and Fabrication, Electrician, etc.

Term Loan can be applied for the following activities

  • Leather goods manufacturing
  • Silk reeling unit
  • Mulberry farming
  • Silver ornaments making
  • Steel Fabrication
  • Sheep farming and Tent House
  • Agricultural Land
  • DTP and Computer Centre
  • Beauty Parlour
  • Readymade Garments
  • Departmental Store
  • Furniture making
  • Goatery
  • Auto rickshaw
  • Medical shop
  • Fertilizer Shop
  • Hand and Power loom
  • Hardware shop
  • Cultivation

List of affiliated Training Partners

  • Electronics Corporation of India(ECIL)
  • Don Bosco Technology Society
  • Guru Angad Dev Veterinary And Animal University
  • National Institute for Entrepreneurship and Small Business
  • Central Institute of Plastic Engineering and Technology
  • Apparel Training and Design Centre
  • Handicraft and Carpet Sector Skill Council
  • Rubber Sector Development Council
  • Textiles Sector Skill Council
  • Domestic Worker Sector Skill Council
  • Furniture and Fittings Skill Council
  • Electronic Sector Skill Council of India
  • Media and Entertainment Skill Council
  • Nettur technical Training Foundation
  • Indian Plumbing Skills Council
  • Beauty and Wellness Sector Skill Council
  • Central Leather Research Institute
  • Ashok Leyland Institute of Droving training and Research

The main objective of NSFDC is to provide a modern livelihood for the SC community by providing capital to their entrepreneurial visions. Its chief goal is that no person from the socially disadvantaged community is left out from the credit market.


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NSFDC Scheme FAQs:

1. How to contact NSFDC Scheme?
NSFDC can be contacted at the following address: 14th Floor-Scope Minar, Laxmi Nagar, Delhi
2. Are there any additional schemes for women?
There are a couple of additional schemes for women such as MahilaSamriddhiYojana and MahilaKisanYojana.
3. What are the age criteria for the NSFDC loan?
No age criteria exist for a loan application from NSFDC. Minors need permission from parents during loan application.
4. Is the NariArthikSashaktikaran Yojana available?
No. As of now, the NariArthikSashaktikaranYojana has been closed by the NSFDC.
5. Does the NSFDC have and income criteria for skill training programs?
No, there is no income criteria for a skill training program offered by NSFDC and is free.
6. Does the NSFDC offer loans to all SC members?
NO, the NSFDC offers loans only to those SC members who have an annual family earning of more than Rs.3 lakh.
7. For which activities can an NSFDC loan be taken?
An NSFDC loan can be taken for the service sector, transport sector, technical and professional sector, agricultural and other allied sectors.
8. How does the NSFDC provide loans?
The NSFDC offers loans through public sector banks, regional rural banks, state scheduled caste development corporations and other similar institutions.
9. Is there any additional benefit for the skill training program?
During the time of training of the skill training program, the trainees are provided with a stipend of R.1500 each month to cater to their incidental expenses.
10. Can the beneficiaries choose their scheme?
Yes, the beneficiaries are allowed to choose whichever scheme they feel after carefully considering the skill, local needs and efficiency during the selection of the business endeavour.

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